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Eastern Connecticut Real Estate Specialists

HST Home Selling Team

failing concrete

Back to Basics: The ABC's of Filing A Claim for Your Crumbling Basement

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A Apply

B Be proactive

C Complete the application

D Determine Your Type of Claim

E Evaluate/Estimate Your Out of Pocket Expenses

F Find a Foundation Replacement Contractor

G Gather documents

H Home Inspector

I Insurance Claim (denial or acceptance)

J Jump on Collaborating Insurers Website/CROG Gap Funding to establish eligibility

K Know the [...]

Concrete Disclosure. No Digging Required. It's Your Agent's Job to Know it, Read it and Share it.

Homeowner

“I am really disappointed and quite frankly a little angry. My husband and I went to go look at 27 Snipsic Lake Road in Ellington, CT. We were going to make an offer, but thankfully my husband did some digging and found out the house has a foundation issue. I think it is sneaky and probably illegal not to disclose that information to

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Can An Otherwise Pristine Home Overcome The Pyrrhotite Lurking In The Concrete? Apparently, Yes.

Pile of Broken Concrete

We are looking for a good realtor to sell our home. Would prefer your best agent. Home is very well maintained, we've been prepping for sale for a while. Our foundation is perfect (with engineers report) but we do have a low percentage of pyrrhotite in the core samples. The Realtor we have been planning to use told me today we'd have to

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Double Threat:  Homeowners in the Grips of Crumbling Basement Epidemic Now Facing Pandemic Fallout

Pile of Broken Concrete

We are now in the midst of a global pandemic.  There is so much that we don’t know about the virus such as why a young and otherwise healthy person becomes ill and an elderly person manages to survive.  It is the randomness and insidiousness that is so frightening and makes us question what the future holds in store.  Basic assumptions you [...]

Crumbling Basements by the Numbers

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The annual report and audit report for Connecticut Foundations Solutions Idemnity Company (CFSIC) was published recently on the CFSIC website and it is chock full of information and some great infographics that convey the information in a concise and easy to read  format.  Here are some takeaways:

40 Number of Northeast CT towns affected

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Concrete Heat: CFSIC Launch Date, Recent Court Cases, Amended Real Estate Disclosures, Traveler's Insurance Steps Up

Foundation Issues

The Connecticut Foundation Solutions Indemnity Company (CFSIC) has announced a new launch date of January 10, 2019 for claim applications for Type 1 and Type 2 repairs.  After a robust comment period there were changes made to the original underwriting and claims management [...]